Bank Holidays in India [Updated 2026]: Rules and Saturdays

Bank Holidays in India: Rules and Saturday Calendar [Updated 2026]

Bank holidays in India do not match the government office lists. The Reserve Bank of India (RBI) sets the holidays, banks close on the second and fourth Saturday of every month, and many holidays apply only in certain cities. Therefore, anyone planning a payment, a payroll run or a cheque clearing should check the right list first.

Last updated: 22 October 2026. Below are the bank holiday rules and the second and fourth Saturdays for 2026 and 2027. Meanwhile, for government office holidays, see public holidays in India.

How bank holidays work in India

Each year the RBI publishes a holiday list under the Negotiable Instruments Act and marks holidays by state and city. For example, a day can be a bank holiday in Mumbai and a working day in Chennai. In every state, Independence Day, Republic Day and Gandhi Jayanti close banks. In addition, banks close on Sundays. For the month and city needed, check the RBI holiday matrix.

Are banks closed on the second and fourth Saturday?

Yes. Branches open on the first, third and fifth Saturday and close on the second and fourth. However, online banking, UPI and ATMs keep working on closed days, while branch services and cheque clearing stop.

Bank holidays 2026: second and fourth Saturdays

These dates cover Saturdays only. Therefore, weekday bank holidays need a separate check in the RBI matrix.

Month	Second Saturday	Fourth Saturday
January	10 January	24 January
February	14 February	28 February
March	14 March	28 March
April	11 April	25 April
May	9 May	23 May
June	13 June	27 June
July	11 July	25 July
August	8 August	22 August
September	12 September	26 September
October	10 October	24 October
November	14 November	28 November
December	12 December	26 December

Bank holidays 2027: second and fourth Saturdays

The same rule applies in 2027. In addition, weekday holidays for 2027 appear in the RBI matrix once the RBI publishes them.

Month	Second Saturday	Fourth Saturday
January	9 January	23 January
February	13 February	27 February
March	13 March	27 March
April	10 April	24 April
May	8 May	22 May
June	12 June	26 June
July	10 July	24 July
August	14 August	28 August
September	11 September	25 September
October	9 October	23 October
November	13 November	27 November
December	11 December	25 December

Bank holidays in India: earlier years

Each January, the new year’s Saturday table goes above and the oldest table moves here. As a result, the page keeps its history.

Frequently asked questions about bank holidays in India

Are banks closed on the second and fourth Saturday in India?

Yes. Branches close on the second and fourth Saturday of every month, but they stay open on the first, third and fifth Saturday.

Are banks closed on Sunday?

Yes. Every Sunday is a closed day for banks.

Who decides bank holidays in India?

The Reserve Bank of India publishes the holiday list under the Negotiable Instruments Act. However, holidays can differ by state and city.

Are banks closed on Republic Day, Independence Day and Gandhi Jayanti?

Yes. These three are national holidays, so banks close in every state.

Is a bank holiday the same as a government holiday?

No. The RBI list and the government lists overlap, but they are not the same. In addition, many bank holidays apply only in certain cities.

Do UPI and online banking work on bank holidays?

UPI, net banking and ATMs normally keep working. However, branch services, cheque clearing and some settlement services do not.